Developed by leading insurance, legal, and human resources experts, Cast & Crew Open Health (Open Health) is the first multiple-employer healthcare coverage plan created for all non-union entertainment industry employees.
Open Health is portable for both employer and employee. Structured similarly to a guild or union plan, the employee’s hours are aggregated across all member employer groups. Employers are free to choose their own payroll services provider and the plan is eligible for most state tax-incentive programs. The plan provides employers with large-group pricing and insurance benefits that are superior to most plans available in the insurance marketplace.
Open Health ensures compliance with the Affordable Care Act (ACA). Employer groups are able to satisfy their ACA shared responsibility requirements, while providing coverage to their non-union employees. The plan complies with ERISA, the ACA, and other applicable laws. Open Health is funded through a trust established for the exclusive benefit of its participants. The trust holds all insurance and other legal contracts and documents.
Open Health’s insurance partner is Anthem Blue Cross. Enrolled individuals have access to the largest national network in the country, with more than 900,000 providers; access to more than 90% of hospitals and 90% of physicians nationwide. Open Health offers HMO and PPO medical plans, dental, vision, and life plans, and dependent coverage.
Open Health and Anthem Blue Cross provide employer and employee support through email, a dedicated call center, and online support.